Broker Check

1930 Del Paso Road
Suite 122
Sacramento, CA 95834
(916) 928-2207

Facebook   LinkedIn
The Latte Lie and Other Myths It Was the Best of Times, It Was the Worst of Times The Cost of Procrastination When Special Care Is Needed: The Special Needs Trust




"What's in it for me when I hire Brown Financial Services Group?" 

Riskalyze Client-Facing Video from Riskalyze on Vimeo.

It might surprise you to know that many financial consultants do not prepare true financial plans for their clients. They will offer an array of financial products that they hope will meet the growth goals of their clients. As your independent financial advisor and planning partner, Ron Brown and the team at Brown Financial Services Group will commit our comprehensive knowledge and planning tools to help you work toward reaching your financial goals now and into the future. Never any pressure, just solid, impartial advice.

We believe our clients will tell you the #1 reason they came to us and have stayed with us for over 21 years is trust. They rely on the knowledge and experience of the Brown Financial Services Group team to help minimize their fear of an uncertain financial future. We design individualized and sound financial plans they know they can rely on now and 20 years from now. These plans go well beyond a quick glance at the simple investment statements you may be used to.

During our complimentary client portfolio strategy sessions, we listen intently to your goals and financial needs, review every dollar of income and expense, and examine each and every account. We prepare our analysis and present detailed income statements, balance sheets, and cash flow projections that extend throughout your lifetime. Together we will set specific, realistic, and measurable financial goals toward helping you avoid outliving your assets. You will walk away with an in-depth understanding of your financial picture so you can make those important life decisions with confidence.

  • Will I have enough money to send my children to college?
  • At what age can I retire?
  • Where will my income come from beyond age 65?
  • How much income will I need based on my goals and commitments after retirement?
  • How can I reduce the financial burden on my family when I reach the golden years?
  • How can I minimize my tax burden through my investments?
  • How can I seek to maximize the return on my investments?
  • What does my healthcare picture look like now, and how can I plan for my long-term care should I need it?
  • How can I ensure that my estate will be handled professionally?
  • What kind of life insurance should I have to protect my family should the unexpected happen?

Complimentary Consultations

We offer complimentary consultations to prospective clients who have questions and want to find out if we are a good fit for their financial needs. Call or fill out our form today and we will contact you shortly for a no-obligation financial consultation.


(916) 928-2207 or Client Intake Form

Ron Brown

Ron Brown

LPL Registered Principal



Lynn Cox

Lynn Cox

Operations Manager



Joyce Waggoner

Joyce Waggoner

LPL Registered Adminstrative Assistant



Brigadier (Brig)  Brown

Brigadier Brown

Director of Barketing


Helpful Content

The Good Ship IPO

The Good Ship IPO

The seas of the market are constantly shifting. Whether the good ship IPO can set sail may depend heavily on the tides.

Test Your Life Insurance Knowledge

Test Your Life Insurance Knowledge

How much do you know about one of the most important tools you have to help protect your and your family’s financial future?

Insuring Your Business Against Cyber Liability

Insuring Your Business Against Cyber Liability

90% of small businesses in the U.S. don't protect their data from cyber attacks. Is your business at risk?


You May Need to Make Estimated Tax Payments If…

Have income that isn’t subject to tax withholding? Or insufficient withholdings? You may have to pay estimated taxes.

Buying Auto Insurance For Teen Drivers

Tips on insuring your teen driver.

Password Protection Strategies

Simple steps may help you foil hackers and protect your privacy.

A House Divided

By understanding a few key concepts during a divorce, you may be able to avoid common pitfalls.

Test Your Estate Strategy Knowledge

Estate management can help ensure that your assets are transferred according to your wishes while managing tax issues.

How to Make the Tax Code Work for You

When you take the time to learn more about how it works, you may be able to put the tax code to work for you.

View all articles arrow

Comparing Investments

This calculator compares the net gain of a taxable investment versus a tax-favored one.

Home Mortgage Deduction

Use this calculator to assess the potential benefits of a home mortgage deduction.

Disability Income

This calculator estimates your chances of becoming disabled and your potential need for disability insurance.

What Is the Dividend Yield?

This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.

Contributing to an IRA?

Determine if you are eligible to contribute to a traditional or Roth IRA.

Potential Income from an IRA

Estimate your monthly and annual income from various IRA types.

View all calculators arrow

Tax Management Strategies

Learn more about taxes, tax-favored investing, and tax strategies.

Long-Term-Care Protection Strategies

The chances of needing long-term care, its cost, and strategies for covering that cost.

5 Smart Investing Principles

Principles that can help create a portfolio designed to pursue investment goals.

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

Investment Strategies for Retirement

Investment tools and strategies that can enable you to pursue your retirement goals.

An Inside Look at Retirement Living

A number of questions and concerns need to be addressed to help you better prepare for retirement living.

View all presentations arrow

Charitable Giving: Smart from the Heart

Do you have causes that you want to support with donations? Here are three tips.


Making the most of surprises is a great reason to work with us.

Jane Bond: Scaling the Ladder

Agent Jane Bond is on the case, uncovering the mystery of bond laddering.

The Junk Drawer Approach to Investing

It's easy to let investments accumulate like old receipts in a junk drawer.

It Was the Best of Times, It Was the Worst of Times

All about how missing the best market days (or the worst!) might affect your portfolio.

The Business Cycle

How will you weather the ups and downs of the business cycle?

View all videos arrow